Skaha Lake Towers Phase II – Price List and Floor Plans

Skaha Lake Towers Phase II - Dan JonesWhat you have been waiting for …

Phase II Sales Event

Skaha Lake Towers Phase II - Dan Jones

We are pleased to announce the release of the Skaha Lake Towers Phase II price list and floor plans.

Thank you for your continued interest in the Skaha Lake Towers development!

SALES EVENT

Please see the Brochure HERE containing the price list and floor plans for Phase II.

Sales event starts on January 10th!  Call or email today to make an appointment.
Sales are by appointment only

Please call or email with any questions or to make an appointment.

If you are interested in securing a unit on launch date please contact Philip Fox PREC*, Diane Fox PREC* or Stephen Fox, Len Fox PREC* as soon as possible:

Phone: 250-492-2266
Email: foxandfox@pentictonproperties.com

Sample Floor Plan 1  *for reference only. Phase I unit shown, some changes made for Phase 2
Sample Floor Plan 2  *for reference only. Phase I unit shown, some changes made for Phase 2
Sample Floor Plan 3  *for reference only. Phase I unit shown, some changes made for Phase 2
Sample Floor Plan 4  *for reference only. Phase I unit shown, some changes made for Phase 2

Find Out More

 

New Year’s Eve Dinner – On New York TIME

Celebrate the coming year with a New York-inspired New Year’s Dinner experience at TIME Winery & Kitchen.

Tue  December 31, 2019  5:00 PM – 10:00 PM

$59 + taxes & gratuity per person (food only) 

Enjoy a celebratory bubbles toast with us at 9 pm, as we countdown to 2020 on New York TIME.

Visit our website for full menu details (6 pm and 9 pm seating available)

  1. Seating is limited. For reservations, please call 236-422-2556 or email chelsea@encorevineyards.ca

Organizer’s Info:

8 Resolutions to Get You Into a New Home in the New Year

It’s hard to believe it’s almost the New Year! With 2019 coming to a close, undoubtedly you’ve started coming up with resolutions for 2020. If one is to buy a new home in the South Okanagan, this post is for you! Below you’ll find a list of eight things to do before you purchase your new house.

1) Decide What You Want 

This is the fun part! I recommend making a list of “must-have” and “would-be-nice” things you hope to have in the home. That way, if you can’t find one with everything you want, you’ll at least know exactly what it has to have. Questions to consider include:

 

  • What kind of house do you want?
  • What neighbourhood?
  • When do you want to move in?
  • Are you going to be expanding your family?

2) Get Your Finances Figured Out  

Once you know what you want, it’s time to consider what you can actually afford. Have you saved up for a down payment? What can you handle as a monthly budget? Will you have enough for the closing costs and taxes? Can you afford all the hidden costs of home ownership? There’s a lot of questions here and it’s important to buy something that isn’t outside of your means.

3) Find a Real Estate Agent 

I hear that Dan Jones guy is pretty great.

4) Find Your New Home 

Alright, back to the fun stuff. Now it’s time to go out and start looking at houses. Since you made that handy-dandy list in step #1, you and your real estate agent (me!) can start sorting out potential homes. Usually you’ll want to look at several before making a decision but who knows? You might get lucky on the first try.

5) Talk to a Mortgage Broker 

Truthfully, you could have done this as part of step #2. Talking to a mortgage broker isn’t as intimidating as it seems. They’re there to help you get the home you want but that’ll all depend on your credit rating. It’s worth talking to a few to see who can offer you the best rate.

 

 

6) Make an Offer 

Here’s where it gets interesting. When you’ve found the home you want, you’ve got a few options:

  • Accept the listed price
  • Reject the price and don’t make an offer
  • Suggest different terms and make a counter offer

How effective option number three is depends on the real estate market in your area. If it’s slow, you might be able to make an offer lower than the listed price and save some money. But if you’re in a hot market, prepare to potentially offer MORE than what the seller is asking for. What you offer will also be determined by the condition of the house. Usually you’ll have a home inspector come in to look things over. If they find potential problems (old furnace, damaged roof, etc.), you might be able to decrease the amount you offer. Again, as your realtor, I can help you figure out this step.

7) Get Insurance 

This is easy. You need it. Check out a few different places for the best rate.

8) Close the Deal 

Prepare to sign a LOT of papers. This is the step where all the I’s get dotted and the T’s get crossed. Once everything’s all signed up, you’ll get the keys. Then it’s time to start moving in!

 

 

 

 

 

 

 

There’s one last step… have fun! Sure, there’s a lot of responsibility that goes along with home ownership but it’s an incredible experience. If you want some help buying a home and are looking for a realtor in Penticton, get in touch with me. I can walk you through the process and get you into something you’ll love!

5 Tips for Reaching your Financial Goals in 2020

The New Year is an exciting time for fresh-starts, new aspirations and of course, New Year’s resolutions. A great 2020 objective could be finally reaching your financial goals so you can be in a better position to travel, purchase a new vehicle and yes, invest in real estate. It’s never a bad idea to start learning effective ways to save money and what better time to begin than the start of a new year?

Keep Track of your Expenses

No matter which way you choose to track your spending, it’s a smart idea to document your finances so you have a better indication as to where your money is going and how to create an accurate budget. Consider using apps like Mint or Penny. Each app links to your bank accounts and will help you understand your money spending habits and what you can improve on. If you choose to refrain from technology to track your habits, keeping a written “money” journal is an effective tracking method as well.

Set Small Goals

Great saving tips start with setting realistic financial goals. Chances are, you have larger aspirations in mind like buying a home, saving for retirement or having an emergency fund however, setting small goals is a great way to get yourself to where you want to be. Perhaps your smaller objectives could include paying off a credit card or having $1000 saved by the end of the year; both great places to start. No matter your goals, setting small targets is a great way to get yourself into a stronger economic situation.

Reduce Debt

Reducing debt is arguably the most important part of the financial process because once you’ve reduced or completely paid off your balance owing, you’ll be able to put aside more cash into a savings account. Also, reducing debt helps you reach your larger financial goals like buying a home. When applying for mortgage approval, one of the first things a broker looks at is your debt to income ratio. If you have high credit card debt or other loans in your name, this may hurt your chances at being approved for a mortgage.

Open Up a Separate Account

If you have a savings account linked to your existing chequing account and are a person who tends to spend their saved money, consider opening up a separate bank account strictly for savings. By not seeing your savings balance, you may refrain from reaching for that extra cash. Sometimes, the quote “out of sight out of mind” can actually prove extremely effective, especially where finances are concerned.

Create a Realistic Budget

When looking for money saving tips, creating a realistic budget you’ll actually be able to stick to is imperative in achieving your economic goals. Map out what you make each month (and/or every two weeks) and what expenses you pay each month. Be sure to include items like gas money, groceries, and entertainment as well as any utilities you have. Once you’ve done that, plan out how much money you can afford for debt reduction and of course, savings. This will help with your financial goal setting.

Buying a home is a smart investment decision but in order to do that, you need to ensure your finances are in order. By making the smart New Year’s resolution to reach your financial goals in 2017, you’ll fast track your way to increasing your equity and improving your future. If you’re ready to purchase a house, let’s talk real estate – contact me today.

Opening Day 2019! @ Baldy Mountain Resort

Congratulations! You have made it through the off-season! The lifts are ready to spin, the snow is ready to be shredded, the lodge is prepped, food is ready to go, and a whole host of smiling, happy staff are ready to help you make the 2019/2020 ski season the best yet! We’ll have free baked goods for the first folks in line. Will you get first chair of the season?

Details:

Date: December 20

Time: 9:00 am – 3:30 pm

Event Category: 

Website: baldyresort.com/

Venue:

Baldy Mountain Resort

2680 Mount Baldy Rd Oliver, British V0H1T0 Canada + Google Map

Phone: 2504984086
Website: https://baldyresort.com/

Vees Annual Teddy Bear Toss

Vees Annual Teddy Bear Toss - Dan JonesDetails:

Seating Map:
Date: December 6
Time: 7:00 pm – 9:30 pm
Tickets go on sale:
Doors Open: 6:00 pm
Ticket Prices: Adults – $14.00* | Seniors – $12.00* | Students/Children (18 and under) – FREE courtesy of Peters Bros Construction**
https://ev6.evenue.net/cgi-bin/ncommerce3/SEGetEventList?groupCode=VEES&linkID=global-penticton&shopperContext=&caller=&appCode=&RSRC=WEB_VEN&RDAT=SCROLL

Organizer: Penticton Vees

Website:: pentictonvees.ca

 

The Penticton Vees will host the West Kelowna Warriors for the Annual TEDDY BEAR TOSS on Friday, December 6th at 7:00PM, presented by Telus.

This year, Teddy Bear Toss is expanding to include pyjamas, toques, scarves, mittens, diapers and other soft items – Anything to help families in need this chilly holiday season. When the Vees score their first goal of the game, toss your items on the ice!

Telus and Petsmart will be on site selling pyjamas and teddy bears for those who weren’t able to pick something up before the game.

Please be sure that all items are soft, lightweight and don’t contain hard parts that could harm the players on the ice at the time of the toss. Clothing and stuffed animals can be new or gently used. All items will be collected by the local Salvation Army branch and delivered to families within the South Okanagan.

*Additional fees apply online.
**Does not apply to premium seating. All fans under the age of 18 who are unaccompanied by a parent/guardian are asked to enter the SOEC through Gate 1 and to present photo identification upon picking up a ticket to the game as well as arriving the day of.

Game tickets can be purchased in person at the Valley First Box Office (at the SOEC) or online at ValleyFirstTix.com.

Spas in Kelowna

Spa in Kelowna - Dan Jones

Holiday madness deserves a trip to the Spa.

KELOWNA

Aphrodite In Me 145 Asher Rd map

Amora Day Spa 549 Lawrence Ave map

Beyond Wrapture 1171 Harvey Ave map

Creme Caramel Day Spa 1100 Lawrence Ave map

Orah 2790 Richter St map

O Spa Health & Wellness 1912 Enterprise Way map

Namaste Day Spa 855 Rowcliffe Ave map

The Delta Grand Hotel Spa 1310 Water St map

The New You Day Spa 5315 Main St map

The Wellness Spa 2402 Hwy 97N map

WEST KELOWNA

Talking Tree Spa 1655 Westgate Rd map

The Cove 1655 Westgate Rd map

The Ten Spot 170-525 Hwy 97S map

Preparing For Your Open House

Open House - Dan Jones

 

 

 

 

 

 

 

First impressions count when selling your home – especially during an Open House. Your REALTOR® will help you prepare for your open house by suggesting many ways you can present your home in its best light and increase its saleability factor.

An open house is just one aspect of an effective marketing plan your REALTOR® will develop to sell your home and one of the many services a REALTOR® provides.

Tips and advice on how to get to your house ready for sale are also part of a REALTORS® expertise.

He or she will advise you about things like de-cluttering and de-personalizing your home as well as minor improvements such as painting and rearranging furniture. Obviously, you will want to ensure your home is squeaky clean for your open house and there are other simple touches that can make your home even more appealing.

Fresh flowers are an easy way to give your home a cheery and well-looked-after feeling. Invest in enough flowers to place one large bouquet for impact either in the foyer or the living room and a few smaller ones throughout the house. The scent of fresh-brewed coffee, home-made bread or cookies can also be very welcoming. See the list below for more Open House preparation tips.

REALTOR® Open House

Your REALTOR® may suggest you first hold an open house for REALTORS®. Other REALTORS® are already working with buyers who may be interested in your property and will inspect your home with their buyers in mind. An open house for REALTORS® is also more convenient for you, eliminating many of the single inspections that would be otherwise necessary.

Your REALTOR® will likely recommend you hold at least one or more open houses for the general public as well. This type of open house tends to attract many browsers. But if your home is clean, attractive, in good repair and well-priced, it may just turn a “browser” into a buyer. Also, many purchasers want to get the ‘feel’ of several neighborhoods before they begin working with a REALTOR®. An open house often attracts these buyers.

Chances are your open house for the public will be held on a Saturday or Sunday since that’s when most people are likely to have free time for cruising around the neighborhoods they are interested in.

Although you may be curious, it’s a good idea for you and your family to leave the home during an open house. Your presence could be distracting and potential buyers may rush their visit to avoid disturbing you. They may be hesitant to comment on your home while you’re there and, generally, feel more relaxed if the owner is not present.

Your REALTOR® may also suggest you temporarily remove your dog, cat or other family pets from the property since their presence could also be distracting.

Here are some tips to help ensure a successful Open House:

  • Remove or lock away valuables such as jewelry, cameras, compact discs, valuable coins and currency;
  • Attend to potential hazards – electrical wires crossing open areas, sharp table or counter top corners, slippery stairs and walkways, fragile items that can be easily damaged;
  • In poor weather, provide a place at the front door for overshoes, boots, umbrellas, and coats;
  • Avoid cooking food that would leave strong odors behind;
  • A warm fire on a cold day can be a nice touch, but ask your REALTOR® first since he or she will have to tend to the fire in your absence.

Spruce it up!

Often the smallest defect can be a turn-off to some potential buyers. Use this handy check list to assess what needs cleaning, mending, or changing before the big day:

Floor Coverings (includes carpeting, tile, linoleum, hardwood, etc.)

  • Dirty or stained?
  • Worn or damaged?
  • Is there hardwood under carpeting that can be restored?
  • Walls, ceilings, baseboards:
    • Any fingerprints or stains?
    • Any holes, nails, tape residue?
    • Are they all neutral or complimentary colors?

Doors

  • Do they squeak?
  • Are the handles secure and working properly?
  • Any stains or other damage?
  • Windows:
    • Are they clean and crack free?
    • Do they open easily?
    • Are the coverings clean and also easy to open?

Lighting

  • Is there sufficient light?
  • Any broken switches; exposed wiring?

Pet Areas

  • Are these clean, organized and odor free?

Kitchen and Bathrooms

  • Are countertops organized?
  • Are all sinks and faucets working properly?

Other Rooms

  • Have all areas been thoroughly vacuumed and dusted?
  • Has all clutter, including excess furniture, been collected and removed?
  • Are books, toys, clothes all neatly stored?
  • Do mirrors look clean?
  • Are window coverings open?

Outside the home

  • Are all exterior surfaces, including decks, pools, walkways and driveways clean, clear of clutter and in good condition?
  • Do fence and other gates open easily?
  • Are the lawns mowed, walkways clear of snow, leaves removed, trees pruned, garden weeded, hedges trimmed?

When Cooperatives Become Uncooperative

When we think of residential occupation, our minds turn to fee simple ownership, strata property ownership or maybe rental occupation. A lesser known but growing form of housing is cooperative housing under the Cooperative Association Act SBC 1999 c.28 (“Act”).

Unlike strata ownership, members of a cooperative do not own a specific unit. Members of the cooperative own shares in the association, and the association in turn owns the housing units occupied by its members. The allocation and occupation of the various units is determined through application of the cooperative’s rules and policies, which are adopted by the members and administrated by the board.

But what happens when one member of the cooperative is unhappy with the rules and policies adopted by their fellow members?

In a recent case1 a Vancouver cooperative owned a number of units spread across thirteen buildings in six locations. The thirty-nine units ranged from bachelor suites to four-bedroom units. Housing allocation was determined by need, based upon the number of persons in a member’s household and the presumption that each person in a member’s household required one bedroom.

Of course, household size naturally grew and shrunk over time creating a tension between growing families needing more bedrooms (“under-housed families”) and shrinking families needing fewer bedrooms (“over-housed families”). The policies generally stated that over-housed families were required to self-report as people moved out and relocate to smaller accommodations, freeing up the larger units for under-housed members. Not surprisingly, some over-housed members had grown attached to their units and were reluctant to relocate. The board of the cooperative had been less than aggressive in enforcing their policies against over-housed members. Evidence indicated that attempts over the years to modify the existing policies regarding under-housed and over-housed families had been contentious and unsuccessful.

Two under-housed members, who had been waiting for a larger unit for seven years, had been unsuccessfully trying to initiate changes to the policies for some time. They eventually commenced a petition under section 156 of the Act claiming that the cooperative association was conducting itself in a manner which was oppressive or unfairly prejudicial to one or more of the members. As part of those proceedings the court ordered that they be allowed to submit a revised policy for consideration by the members. At the same time the directors submitted revisions to the policies which arguably further advantaged over-housed families to the detriment of under-housed families. The claimants’ policy revisions were rejected, and the directors’ policy changes were adopted by a vote of 75% of the members.

In assessing the petition, the Court set out a two-stage test for establishing oppression under the Act:

1. Does the evidence support a reasonable expectation by the claimant as to how they would be treated, and

2. does the evidence establish that the reasonable expectation was violated by conduct falling within the terms “oppression,” “unfair prejudice” or “unfair disregard”?

The cooperative opposed the petition claiming that the court should give deference to the will of the members who had overwhelmingly adopted the revised policies. The court distinguished the oppression remedy thusly: “Nor can the democratic nature of the decision be given the same weight as it is in other contexts. The democratic process is fundamentally majoritarian. The oppression remedy exists in part to protect minorities from certain kinds of democratic decisions even though those decisions are approved by a majority of directors or members.”2 The judge relied upon a BC Court of Appeal decision dealing with the oppression remedy in the Strata Property Act where the court said, “The view that significantly unfair decisions reached through a fair process are insulated from judicial intervention would rob the section of any meaningful purpose.”3

The Court in this case determined that the rules and policies of the cooperative oppressed the claimants specifically and under-housed families in general, and ordered wholesale changes to the rules and policies contrary to the wishes of the majority of members.

This case is instructive for both prospective and existing members of cooperatives. The former must carefully read and understand the rules and policies of the cooperative before joining, as change may be difficult, and existing members must appreciate that simply having a majority of members in agreement may not be enough where a court finds the rules and policies oppressive.

1. Potter v. Vancouver East Cooperative Housing Association, 2019 BCSC 871.
2. Potter v Vancouver East Cooperative Housing Association, 2019 BCSC 871 para 118.
3. Dollan v The Owners, Strata Plan BCS 1589, BCCA 44 para 64.

Posted by: Brian Taylor
Norton Rose Fulbright LLP

Light Up The Vines

Light Up The Vines - Dan Jones

 

 

 

 

 

 

 

SATURDAY NOV. 23, SATURDAY NOV. 30 AND SUNDAY DEC. 1, 2019

Light Up The Vines runs 3 — 8 p.m.

Summerland’s Bottleneck Drives 18 wineries, 3 cideries, brewery, and distillery will open their doors and turn on the holiday lights from 3 pm to 8 pm. Visitors can ‘Sip ‘n Shop’ their way along Bottleneck Drive and enjoy tastings, live music, holiday lights and special discounts on some of the region’s best wines, ciders, beer, and spirits. Just in time for holiday entertaining and gift-giving. Some of the tasting rooms will offer special treats like warm spiced cider or mulled wine, bonfires, complimentary snacks like crepes or bratwurst and DIY s’ mores to name a few.

Visitors also have a chance to win a prize package valued at over $500 by collecting five stamps with a ‘Light up the Vines’ passport. Available at participating tasting rooms along the way.

*Tasting fees may apply and include donations to Critteraid and the Summerland Food Bank.